Buy now, pay later company Affirm (NASDAQ:AFRM) will be reporting earnings this Thursday after market close. Here’s what you need to know.

Affirm met analysts’ revenue expectations last quarter, reporting revenues of $783.1 million, up 35.9% year on year. It was a softer quarter for the company, with a significant miss of analysts’ EPS estimates.

Is Affirm a buy or sell going into earnings? Read our full analysis here, it’s free.

This quarter, analysts are expecting Affirm’s revenue to grow 27% year on year to $837.4 million, slowing from the 47.9% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.43 per share.

The majority of analysts covering the company have reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Affirm has missed Wall Street’s revenue estimates twice over the last two years.

Looking at Affirm’s peers in the personal loan segment, some have already reported their Q2 results, giving us a hint as to what we can expect. LendingClub delivered year-on-year revenue growth of 32.7%, beating analysts’ expectations by 9.2%, and Dave reported revenues up 64.5%, topping estimates by 16%. LendingClub traded up 20.9% following the results while Dave was down 19.9%.

Read our full analysis of LendingClub’s results here and Dave’s results here.

There has been positive sentiment among investors in the personal loan segment, with share prices up 2.4% on average over the last month. Affirm is up 15.7% during the same time and is heading into earnings with an average analyst price target of $76.68 (compared to the current share price of $78.10).

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