This article first appeared on GuruFocus.

Oportun Financial Corp (NASDAQ:OPRT) is set to release its Q3 2025 earnings on Nov 4, 2025. The consensus estimate for Q3 2025 revenue is $238.52 million, and the earnings are expected to come in at $0.14 per share. The full year 2025's revenue is expected to be $950.38 million and the earnings are expected to be $0.68 per share. More detailed estimate data can be found on the Forecast page.

Warning! GuruFocus has detected 3 Warning Signs with OPRT.

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In the past 90 days, revenue estimates for Oportun Financial Corp (NASDAQ:OPRT) have declined from $958.81 million to $950.38 million for the full year 2025 and from $1.02 billion to $1.00 billion for 2026. Meanwhile, earnings estimates have increased from $0.64 per share to $0.68 per share for the full year 2025, but they have declined from $1.32 per share to $1.28 per share for 2026.

In the previous quarter ending 2025-06-30, Oportun Financial Corp's (NASDAQ:OPRT) actual revenue was $234.40 million, which missed analysts' revenue expectations of $240.02 million by -2.34%. Oportun Financial Corp's (NASDAQ:OPRT) actual earnings were $0.14 per share, which beat analysts' earnings expectations of $0.11 per share by 27.27%. After releasing the results, Oportun Financial Corp (NASDAQ:OPRT) was down by -7.26% in one day.

Based on the one-year price targets offered by 7 analysts, the average target price for Oportun Financial Corp (NASDAQ:OPRT) is $8.79, with a high estimate of $11.00 and a low estimate of $6.00. The average target implies an upside of 64.99% from the current price of $5.33.

Based on GuruFocus estimates, the estimated GF Value for Oportun Financial Corp (NASDAQ:OPRT) in one year is $8.29, suggesting an upside of 55.68% from the current price of $5.33.

Based on the consensus recommendation from 7 brokerage firms, Oportun Financial Corp's (NASDAQ:OPRT) average brokerage recommendation is currently 2.1, indicating an \\"Outperform\\" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.