This article first appeared on GuruFocus.

Chime Financial Inc (NASDAQ:CHYM) is set to release its Q3 2025 earnings on Nov 5, 2025. The consensus estimate for Q3 2025 revenue is $0.53 billion, and the earnings are expected to come in at -$0.24 per share. The full year 2025's revenue is expected to be $2.15 billion and the earnings are expected to be -$4.11 per share. More detailed estimate data can be found on the Forecast page.

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Revenue estimates for Chime Financial Inc (NASDAQ:CHYM) have increased from $2.07 billion to $2.15 billion for the full year 2025 and increased from $2.48 billion to $2.59 billion for 2026 over the past 90 days. Earnings estimates have declined from -$3.97 per share to -$4.11 per share for the full year 2025, while for 2026, they have increased from -$0.34 per share to -$0.17 per share over the past 90 days.

In the previous quarter of 2025-06-30, Chime Financial Inc's (NASDAQ:CHYM) actual revenue was $0.53 billion, which beat analysts' revenue expectations of $0.50 billion by 6.65%. Chime Financial Inc's (NASDAQ:CHYM) actual earnings were -$7.29 per share, which beat analysts' earnings expectations of -$7.35 per share by 0.86%. After releasing the results, Chime Financial Inc (NASDAQ:CHYM) was down by 14.68% in one day.

Based on the one-year price targets offered by 12 analysts, the average target price for Chime Financial Inc (NASDAQ:CHYM) is $32.00 with a high estimate of $40.00 and a low estimate of $17.00. The average target implies an upside of 79.32% from the current price of $17.85.

Based on GuruFocus estimates, the estimated GF Value for Chime Financial Inc (NASDAQ:CHYM) in one year is $0.00, suggesting a downside of 100% from the current price of $17.85.

Based on the consensus recommendation from 14 brokerage firms, Chime Financial Inc's (NASDAQ:CHYM) average brokerage recommendation is currently 2.1, indicating an \\"Outperform\\" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.