Business payments company Corpay (NYSE:CPAY) reported Q4 CY2025 results beating Wall Street’s revenue expectations , with sales up 20.7% year on year to $1.25 billion. The company’s full-year revenue guidance of $5.27 billion at the midpoint came in 0.6% above analysts’ estimates. Its non-GAAP profit of $6.04 per share was 1.7% above analysts’ consensus estimates.

Is now the time to buy Corpay? Find out in our full research report.

Revenue: $1.25 billion vs analyst estimates of $1.24 billion (20.7% year-on-year growth, 0.7% beat)

Pre-tax Profit: $399.4 million (32% margin)

Adjusted EPS: $6.04 vs analyst estimates of $5.94 (1.7% beat)

Adjusted EPS guidance for the upcoming financial year 2026 is $26 at the midpoint, beating analyst estimates by 5.2%

Market Capitalization: $20.44 billion

"We had a strong finish to 2025, with fourth quarter revenue, organic revenue and adjusted net income per share finishing ahead of expectations," said Ron Clarke, chairman and chief executive officer, Corpay, Inc.

Formerly known as FLEETCOR until its 2024 rebrand, Corpay (NYSE:CPAY) provides specialized payment solutions for businesses to manage vehicle expenses, corporate payments, and lodging costs with enhanced control and reporting capabilities.

A company’s long-term performance is an indicator of its overall quality. Any business can put up a good quarter or two, but many enduring ones grow for years. Thankfully, Corpay’s 13.6% annualized revenue growth over the last five years was solid. Its growth beat the average financials company and shows its offerings resonate with customers, a helpful starting point for our analysis.

We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. Corpay’s annualized revenue growth of 9.8% over the last two years is below its five-year trend, but we still think the results were respectable.

Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.

This quarter, Corpay reported robust year-on-year revenue growth of 20.7%, and its $1.25 billion of revenue topped Wall Street estimates by 0.7%.

The 1999 book Gorilla Game predicted Microsoft and Apple would dominate tech before it happened. Its thesis? Identify the platform winners early. Today, enterprise software companies embedding generative AI are becoming the new gorillas. a profitable, fast-growing enterprise software stock that is already riding the automation wave and looking to catch the generative AI next.

Revenue and EPS in the quarter both beat, which is a good start. We were also impressed by Corpay’s optimistic full-year revenue and EPS guidance, both of which exceeded analysts’ expectations. Overall, we think this was a solid quarter with some key metrics above expectations. The stock traded up 10.2% to $330.92 immediately following the results.

Indeed, Corpay had a rock-solid quarterly earnings result, but is this stock a good investment here? If you’re making that decision, you should consider the bigger picture of valuation, business qualities, as well as the latest earnings. We cover that in our actionable full research report which you can read here, it’s free.