A non-conforming loan is not backed by Freddie Mac or Fannie Mae. Some common types are jumbo and FHA loans. Learn more about non-conforming mortgages.

The federal funds rate is a key tool used by the Federal Reserve to keep the economy running smoothly and manage inflation. Here’s a closer look at the historical Fed interest rate over the past 50 years and how it compares to today.

A mortgage rate lock can be a good move when rates are volatile. You can usually lock in a rate for 30, 45, or 60 days. Learn if you should lock in your rate.

A mortgage rate lock can be a good move when rates are volatile. You can usually lock in a rate for 30, 45, or 60 days. Learn if you should lock in your rate.

The current housing market is different from the one that led to the 2008 housing crash. Learn how home prices and rates will affect the market in 2025.

Managing your finances is tricky. There's so much advice out there that you may feel like you need to do a million different things to get your money in order. It's normal to feel overwhelmed. Find...

Fed rate cuts cause CD rates to fall. So, with the next Fed meeting coming up — and a rate cut likely — now is a good time to open a CD and lock in today's high rates.

The Fed is set to meet again in a few weeks to decide whether to adjust the federal funds rate. Here’s how that decision might influence your savings and CD interest earnings.

With mortgage rates remaining fairly high, is now a good time to refinance your mortgage? Learn what factors to consider when deciding if you should refinance.

The Fed meets eight times per year to evaluate the health of the economy and make decisions regarding monetary policy. Here’s a schedule of the Fed’s meetings for 2025.

Getting on top of your finances can feel overwhelming at times. Instead of viewing personal finance as one monumental responsibility, try breaking it down into small, repeatable habits. Having a...

An uptick in unemployment can have a silver lining: As inflation slows and jobless numbers increase, the Fed moves to lower interest rates.

The Federal Reserve ensures the health and stability of the nation’s banks and economy through monetary policy and interbank lending. Learn why the Fed matters.

The federal funds rate is a rate set by the government that banks charge each other for short-term loans. Learn how the federal funds rate affects your money.

Here’s a closer look at who sets interest rates, why, and how much influence the president has over this decision.